The following are MS related web Sites: www.nmss.org/  -National Multiple Sclerosis Society. - Comprehensive site provides information and links to medical facts, publications, local resource, and research updates. www.disability-resource.com -  MS Resources www.acceleratedcure.org/offerings -  The Accelerated Cure Project for MS is a national nonprofit dedicated to curing MS by determining the causes. www.msaa.com -  MS American Asso. www.msfacts.org    -  MS Facts www.nlm.nih.gov/medlineplus Wide range of information including a “Drug Information” section. www.nlm.nih.gov/medlineplus/directories.html Locations and credentials of doctors, dentists and hospitals. www.ama-assn.org/aps/amahg.htm American Medical Association database of every licensed physician-education, specialty, year of graduation, etc. www.disability.gov www.BenefitsCheckUp.org/health Website by the National Council on Aging to check for programs for reduced utility, housing and health care costs. www.hmohelp.ca.gov HMO Help Line The Supreme Court of HMO disputes. This free service is operated by The Independent Medical Review program of the California Department of Managed Health Care which regulate and licenses HMOs reviews Call 888-HMO-2219 .  Under the federal Social Security Disability Act, "disability" means the "inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or is expected to last for a continuous period of not less than 12 months." Social Security Disability benefits (SSD) paid to individuals who have worked in the recent years. Usually you have to work 5 out of the last 10 years. For individuals under 31 years old, the requirements are a little different since they have not been in the work force as long. Disability Claim Review Supplemental Security Income benefits (SSI) paid to individuals who are poor and disabled whether or not the individual has worked in the past. SSI child's disability benefits are paid to children who are under 18 years old, are disabled and the parents or guardian are poor. SSI Disability Claim Review